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As internet and email become an ever-increasing part of our personal and
work lives, the myriad of dangers and risks that we are exposed to is on
the increase too. Unique Infotech offers extensive services to help combat
virus, malware, adware and spyware threats for home and business
customers.

Unique Infotech recommends Kaspersky Lab internet security products.
Kaspersky Lab provides premium protection against viruses, spyware and
Internet crime. Kaspersky is ranked number one worldwide in virus and
spyware detection, and independent tests confirm that Kaspersky is the
fastest to respond to virus outbreaks.
General information about threats can be found below and has been taken
directly from the Kaspersky Lab website. Please see the
Kaspersky Lab website for more
information.

A
virus is a program that replicates, i.e. it spreads from file to file on
your system and from PC to PC. In addition, it may be programmed to erase
or damage data.
Worms are generally considered to be a subset of viruses, but with certain
key differences. A worm is a computer program that replicates, but does
not infect other files. Instead, it installs itself once on a computer and
then looks for a way to spread to other computers.
In the case of a virus, the longer it goes undetected, the more infected
files there will be on the computer. Worms, however, create a single
instance of their code. Moreover, unlike a virus, a worm code is
stand-alone. In other words, a worm is a separate file while a virus is a
set of code which adds itself to existing files.

A Denial-of-Service (DoS) attack is designed to hinder or stop the normal
functioning of a web site, server or other network resource. There are
various ways for hackers to achieve this. One common method is to flood a
server by sending it more requests than it is able to handle. This will
make the server run slower than usual (and web pages will take much longer
to open), and may crash the server completely (causing all websites on the
server to go down).
A distributed-Denial-of-Service (DDoS) attack differs only in the fact
that the attack is conducted using multiple machines. The hacker typically
uses one compromised machine as the ‘master’ and co-ordinates the attack
across other, so-called ‘zombie’, machines. Both master and zombie
machines are typically compromised by exploiting a vulnerability in an
application on the computer, to install a Trojan or other piece of
malicious code.

This term describes a collection of programs used by a hacker to evade
detection while trying to gain unauthorized access to a computer. The term
originated in the Unix world, although it has since been applied to the
techniques used by authors of Trojans that run under Microsoft® Windows®
to conceal their actions. Rootkits have been used increasingly as a form
of stealth to hide Trojan activity. When installed on the system, rootkits
are not only invisible to users, but they are designed to escape detection
of security software as well. The fact that many people log into their
computers with administrator rights, rather than creating a separate
account with restricted access, makes it easier for cybercriminals to
install a rootkit.

Malware - short for malicious software - is an umbrella term that refers
to any software program deliberately created to perform an unauthorized
and often harmful action. Viruses, backdoors, keyloggers, password
stealers and other Trojan horse programs, Word and Excel macro viruses,
boot sector viruses, script viruses (batch, windows shell, java, etc.) and
Trojans, crimeware, spyware and adware are but a few examples of what is
considered malware.
It was once sufficient to call something a 'virus' or 'Trojan horse', but
infection methods and vectors evolved and the terms virus and Trojan no
longer provided a satisfactory definition for all the types of rogue
programs that exist.

The term Trojan refers to the wooden horse used by the Greeks to sneak
inside the city of Troy and capture it. The classic definition of a Trojan
is a program that poses as legitimate software but when launched will do
something harmful. Trojans can't spread by themselves, which is what
distinguishes them from viruses and worms.
Today, Trojans are typically installed secretly and deliver their
malicious payload without your knowledge. Much of today’s crimeware is
comprised of different types of Trojans, all of which are purpose-built to
carry out a specific malicious function. The most common are Backdoor
Trojans (often they include a keylogger), Trojan Spies, password stealing
Trojans and Trojan Proxies that convert your computer into a spam
distribution machine.

In a drive-by download, your computer becomes infected just by visiting a
website which contains malicious code. Cybercriminals search the Internet
looking for vulnerable web servers that can be hacked. On such servers,
cybercriminals can inject their malicious code (often in the form of
malicious script) onto the web pages. If your operating system or one of
your applications is un-patched, a malicious program is downloaded to your
computer automatically when you access the infected web page.

These are programs which record key presses (i.e. what a user types on the
keyboard) and can be used by a hacker to obtain confidential data (login
details, passwords, credit card numbers, PINs, etc.). Backdoor Trojans
typically come with an integrated keylogger.

Adware is the general term applied to programs that either launch
advertisements (often pop-up banners) or re-direct search results to
promotional web sites. Adware is often built into freeware or shareware
programs: if you download a freeware program, the adware is installed on
your system without your knowledge or consent. Sometimes a Trojan will
secretly download an adware program from a web site and install it on your
computer.
Web browsers that aren’t up-to-date often contain vulnerabilities. Such
browsers are vulnerable to hackers tools (often referred to as Browser
Hijackers) that can download adware to your computer. Browser Hijackers
may change browser settings, redirect incorrectly typed or incomplete URLs
to a specific site, or change the default homepage. They may also redirect
searches to pay-to-view (often pornographic) web sites.
Typically, adware programs do not show themselves in the system in any
way: there will be no listing under Start | Programs, no icons in the
system tray and nothing in the task list. They seldom come with a
de-installation procedure and attempts to remove them manually may cause
the original carrier program to malfunction.
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As the name suggests, this is software that is designed to harvest your
data and forward it to a third party without your consent or knowledge.
Such programs may monitor key presses ('keyloggers'), collect confidential
information (passwords, credit card numbers, PIN numbers, etc.), harvest
e-mail addresses or track browsing habits. In addition to all of this,
spyware inevitably affects your computer’s performance.

There may be no fish or rod in sight, but there is
often a ‘catch of the day’ for criminals. Using this technique, they steal
by tricking internet and email users into disclosing their personal
details.
A phishing attack is a specific form of cyber crime. The
criminal creates an almost 100 percent perfect replica of a chosen
financial institution’s website, then attempts to trick the user in to
disclosing their personal details – username, password, PIN etc – via a
form on the fake website, allowing the criminal to use the details to
obtain money.
Phishers use various techniques to trick users in to accessing
the fake website, such as sending emails that pretend to be from a bank.
These emails often use legitimate logos, a good business style and often
spoof the header of the email to make it look like it came from a
legitimate bank. In general, these letters inform recipients that the bank
has changed its IT infrastructure and asks all customers to re-confirm
their user information. When the recipient clicks on the link in the
email, they are directed to the fake website, where they are prompted to
divulge their personal information.

Just like burglars break into houses, hackers break into computers. Do you
ever wonder how hackers get inside your computer? How can you stop them?
The term hacker was once used to describe a clever programmer. Today, it’s
applied to those who exploit security vulnerabilities to break into a
computer system. You can think of it as electronic burglary. Hackers
regularly break into both individual computers and large networks. Once
they have access, they may install malicious programs, steal confidential
data, or perhaps use compromised computers to distribute spam.
Today’s computer software is very complex, comprised of thousands of lines
of code. Since software is written by humans, it’s hardly surprising that
they contain programming mistakes, known as vulnerabilities. These
loopholes are used by hackers to break into systems; they are also used by
authors of malicious code to launch their programs automatically on your
computer.

Be it Trojans, keyloggers or spyware, ‘Crimeware’ represents a new type of
threat to our security, posing new challenges for those tasked with
fighting crime in the 21st century. Be aware.
Crimeware is malicious software that is covertly installed on computers.
Most crimeware progams are in fact Trojans. There are many types of
Trojans designed to do different things. For example, some are used to log
every key you type (keyloggers), some capture screenshots when you are
using banking websites, some download other malicious code, and others let
a remote hacker access your system. What they each have in common is the
ability to ‘steal’ your confidential information – such as passwords and
PINs – and send it back to the criminal. Armed with this information, the
cybercriminal is then able to steal your money.

Spam, spam, inglorious spam. The electronic equivalent of junk mail on
your doormat is one of the chief annoyances of the internet age.
Spam is anonymous, unsolicited bulk email – it is effectively the email
equivalent of physical junk mail delivered through the post. It is sent
out in mass quantities by spammers who make money from the small
percentage of recipients that actually respond. Spam is also used for
phishing and to spread malicious code.
Over the last decade, the use of and delivery of spam has evolved. While
spam was initially sent directly to computer users and easily blocked, in
the coming years, high-speed Internet connections allowed spammers to send
out mass mailings inexpensively and quickly, as did the discovery that
individual users' modems could be accessed by anyone from anywhere in the
world since they had no protection at all. In other words, unsuspecting
internet users' connections could be used to send their spam in much
higher volume.
That was until hardware manufacturers began securing their equipment, and
filters became more proficient at blocking spam. Yet, spammer techniques
have always evolved, not only in the way they send spam, but also in
response to filters. The result is an ongoing battle between spammers and
those working to prevent them, constantly trying to stay one step ahead in
the fight to keep spam from clogging the information superhighway.
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